This is a demo with fabricated sample data — not a real account, and not about you. Your own audit uses only statements you choose to upload.

Sample audit · computed just now by the real engine

What LowScout finds in a statement Sample data

Everything below was computed by the same deterministic engine that analyzes real statements — run on 30 fabricated sample transactions. Coffee runs, groceries, and one-off purchases are correctly ignored; only what actually recurs is counted.

Monthly recurring

Sample data

$94.21

Exact total of the sample recurring charges per month

Annual recurring

$1,130.52

The same charges over a year

Recurring charges

6

Distinct services detected in the sample

Worth a look Sample data

Conservative flags computed from the sample transactions — each explains exactly why it was raised. In your real audit you can confirm or dismiss each one.

  • Price increased · Spotify

    Was $10.99, now $11.99 (+$1.00 per charge) since 2026-03-08.

  • Overlapping services · Netflix

    You have 2 active services in Streaming (Netflix, Hulu) totaling $25.98/mo. That may be intentional — worth a quick review that you want all of them.

The recurring charges Sample data

  • Riverside Gym Membership

    Recurring

    $45.00 monthly

    Evidence: 4 charges from 2026-01-15 to 2026-05-15

    Why: charged every ~30 days · at a stable price · 1 skipped cycle tolerated · merchant name derived from the statement descriptor

    $45.00/mo

  • Netflix

    StreamingRecurring

    $15.99 monthly

    Evidence: 4 charges from 2026-01-05 to 2026-04-05

    Why: charged every ~31 days · at a stable price · merchant matched from our catalog

    $15.99/mo

  • Spotify

    MusicRecurring

    $11.99 monthly

    Evidence: 4 charges from 2026-01-08 to 2026-04-08

    Why: charged every ~31 days · at a stable price · merchant matched from our catalog

    $11.99/mo

  • Hulu

    StreamingRecurring

    $9.99 monthly

    Evidence: 4 charges from 2026-01-12 to 2026-04-12

    Why: charged every ~31 days · at a stable price · merchant matched from our catalog

    $9.99/mo

  • Domain Registrar Renewal

    Needs your review

    $99.00 yearly

    Evidence: 2 charges from 2025-03-20 to 2026-03-20

    Why: charged every ~365 days · at a stable price · merchant name derived from the statement descriptor

    $8.25/mo

  • Apple iCloud

    Cloud storageRecurring

    $2.99 monthly

    Evidence: 4 charges from 2026-01-03 to 2026-04-03

    Why: charged every ~31 days · at a stable price · merchant matched from our catalog

    $2.99/mo

The evidence is the product: in your real audit, every card is interactive — confirm or dismiss calls, fix a wrong merchant, and optionally turn on AI summaries, where every AI figure is verified against your own numbers before it is shown.

Now run it on a real statement — yours.

Export a PDF or CSV from your bank, upload it, and get the same audit with your own numbers. Free while in early access.