what moved · what repeats · what changed
Start with a statement. See recurring charges, price changes, and the transactions behind them.
free to start / no card / upload a pdf or csv statement
Upload statements free. Connect a bank with Plus ($8.99/mo).
01 a statement excerpt · 7 of 40 rows
02 a pattern
Streamline Plus
$15.99a month
4 charges at the same amount, 30–31 days apart, on the same day of the month.
03 the reading
Sample data — an invented statement with invented merchants, read by the same engine that reads real ones. Not a real account, not an average.
from a statement to a picture
Nothing is thrown away and nothing is judged. Every reading traces back to the transactions behind it.
01
Every transaction LowScout has read, newest first — including the ones that aren’t recurring charges.
What LowScout has read — not necessarily everything your accounts did.
The 9 most recent of 40 sample transactions.
02
Charges that come back on a rhythm, with the transactions that prove it and when the next is expected — an estimate, never a promise.
Repeating isn’t a verdict. Any charge that repeats counts, subscription or not.
$45.00a month
$15.99a month
$12.99a month
$12.99a month
$9.99a month
$9.99a month
not in the total
Expected dates are estimates from past charges, not guarantees. LowScout has no billing agreement with any merchant.
03
A price that moved, a charge that appeared, one that may have stopped — each one shown with both sides and the transactions behind it.
On Free, your picture updates when you upload a statement; on Plus, from new connected-account activity.
Notebook ProPrice increased
$11.99$12.99+$1.00 per charge since Aug 8
· the transactions behind it
· also shown in changes
Only the price increase is from the sample statement. The other two are kinds of change, not sample results.
what you get
Every figure traces back to the transactions behind it.
Recurring, monthly equivalent
$106.95
6 confirmed charges · sample data, not a real account
know your commitments
know what’s coming
Riverside Gym
~$45.00estimated
Expected ~Oct 2
Streamline Plus
~$15.99estimated
Expected ~Oct 5
Notebook Pro
~$12.99estimated
Expected ~Oct 8
Harvest Box
~$12.99estimated
Expected ~Oct 11
Estimated from each charge’s own billing rhythm — never a due date a merchant told us. Expected dates are estimates from past charges, not guarantees.
check the math
The sample transactions behind Streamline Plus.
see the impact
What acting on a recurring charge could change, from opportunities the evidence supports.
Labeled as an estimate, and never shown as money you have already saved.
after-cancel monitoring
After you mark a cancellation done. A missing charge is never called proof it ended.
keep the record
Entries are appended, never edited.
trust
Specifics, not badges — exactly how LowScout behaves.
pricing
The same detection engine on both. On Free you upload; on Plus LowScout reads new connected-account activity itself.
See it
$0always
Upload a statement whenever you want to see your recurring money.
Watch it
$8.99per month
LowScout keeps your money picture current automatically.
Everything in Free, plus:
No annual plans, no add-ons, no trials. Plus is billed monthly; cancel anytime from your billing settings. Prices in USD. Full pricing details
what’s next
Planned, and not available yet. Nothing below can be used on any plan today, and none of it has a date. What works now is above: Free and Plus.
Where your money goes, by category, counted only where the evidence supports it.
The money coming in, kept apart from transfers and refunds, and recognition of a regular paycheck.
Monthly targets, and how the month is going against them.
Budgets that carry over from one month to the next.
Income received against counted spending.
An estimate of the room left this month after what is expected, erring low.
What LowScout expects if nothing changes, from current evidence.
Change an assumption and see the modeled effect.
Goals and sinking funds, tracked from what you set aside.
What you own and owe, entered by you, and how it has changed.
Questions about your money, answered from your own evidence.
Recurring costs and vendor charges for a small business, as its own product, separate from the personal plans.
Complete is a planned plan. It isn’t available, and it can’t be bought today.
No. You choose: connect a bank or card account through Plaid (read-only transaction access — you sign in at your bank, and LowScout never receives your credentials), or export a statement (PDF or CSV) and upload it. Both feed the same analysis; neither is required over the other.
No — and we won’t pretend otherwise. LowScout guides you: reviewed step-by-step instructions, direct cancellation links where we’ve verified them, and ready-to-send scripts. You perform the cancellation yourself, and LowScout watches your later transactions and tells you if the charge comes back. It never calls a missing charge proof that the subscription ended.
Every total and every finding links back to the transactions that produced it — you can check our math against your own statement or account activity, line by line.
Only derived facts our engine already computed (merchant names, amounts, billing cadence) — never your uploaded documents, raw statement text or account details, and only if you explicitly turn AI summaries on.
Neither, exactly. LowScout is a control center for your recurring money: what you’re committed to, what’s coming, what changed, where a review may be worth it, and whether a charge came back after you cancelled. Subscriptions are the most common case, but any charge that repeats counts. It does not track every dollar, categorize your spending, or run a budget — no envelopes, no category guilt.
